{"id":4043,"date":"2024-12-12T10:30:10","date_gmt":"2024-12-12T10:30:10","guid":{"rendered":"https:\/\/stavlaw.rs\/?p=4043"},"modified":"2024-12-12T11:27:11","modified_gmt":"2024-12-12T11:27:11","slug":"obavezna-overa-ugovora-o-zajmu-preko-10000eur","status":"publish","type":"post","link":"https:\/\/stavlaw.rs\/sr\/obavezna-overa-ugovora-o-zajmu-preko-10000eur\/","title":{"rendered":"Overa ugovora o zajmu preko 10.000 EUR za fizi\u010dka lica"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong>Notarizacija ugovora o zajmu u Srbiji preko 10.000 evra<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Dana 28. novembra 2024. godine, <a href=\"http:\/\/www.parlament.gov.rs\/\" title=\"\">Narodna skup\u0161tina Republike Srbije<\/a> usvojila je izmene i dopune Zakona o javnom bele\u017eni\u0161tvu, uvode\u0107i zna\u010dajne promene \u010dlana 93 kojim je sada propisana obavezna overa ugovora o zajmu u Srbiji, odnosno solemnizacija ove privatne isprave. Ove izmene, koje su stupile na snagu 6. decembra 2024. godine, imaju za cilj unapre\u0111enje finansijskog nadzora i pravne sigurnosti, posebno u vezi sa ugovorima o zajmu u Srbiji.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Razlozi za uvo\u0111enje izmena za ugovore o zajmu u Srbiji<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Do sada nije postojala zakonska obaveza da ugovori o zajmu izme\u0111u fizi\u010dkih lica u Srbiji budu overeni (solemnizovani). Zbog toga su takve transakcije \u010desto prolazile nezapa\u017eeno od strane tela za finansijski nadzor, ostavljaju\u0107i praznine u pra\u0107enju tokova novca. Nova regulativa delimi\u010dno re\u0161ava ovaj problem, tako \u0161to se uvodi obaveza solemnizacije ugovora o zajmu koji za predmet imaju iznos ve\u0107i od 10.000 evra (prema kursu Narodne banke Srbije na dan overe). &nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Overa ugovora o zajmu u Srbiji &#8211; klju\u010dne izmene<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Obavezna notarizacija:<\/strong> Ugovori o zajmu izme\u0111u fizi\u010dkih lica koji prelaze iznos od 10.000 evra moraju biti overeni (solemnizovani) kod notara.<\/li>\n\n\n\n<li><strong>Izve\u0161tavanje u realnom vremenu:<\/strong> Javni bele\u017enici su u obavezi da odmah prijave ove ugovore Upravi za spre\u010davanje pranja novca putem posebnog registra koji je razvilo Ministarstvo pravde.<\/li>\n\n\n\n<li><strong>Evidencija ugovora o zajmu u Srbiji:<\/strong> Novi registar ugovora o zajmu u Srbiji sadr\u017ea\u0107e osnovne podatke, kao \u0161to su identiteti zajmodavca i zajmoprimca, iznos zajma, uslovi otplate i detalji o valuti.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Integracija registra ugovora o zajmu sa postoje\u0107im sistemima u Srbiji<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Novi registar za ugovore o zajmu bi\u0107e integrisan u postoje\u0107i softverski sistem za ugovore o prometu nepokretnosti. Ova integracija smanjuje potrebu za dodatnim resursima i ima za cilj da osigura lak\u0161u i objedinjenu primenu postoje\u0107ih softverskih re\u0161enja.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Uticaj na finansijski nadzor ugovora o zajmu u Srbiji<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Uvo\u0111enjem ove obaveze, nadle\u017eni organi dobijaju bolji uvid u privatne zajmove, \u010dime se obezbe\u0111uje uskla\u0111enost sa Zakonom o spre\u010davanju pranja novca i finansiranju terorizma. Ova mera dodatno dopunjuje postoje\u0107a pravila, koja ve\u0107 ograni\u010davaju gotovinske transakcije na iznose od 10.000 evra, budu\u0107i da transakcije ve\u0107ih iznosa moraju biti obavljene posredstvom bankovnih ra\u010duna.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Izuzeci od primene i \u0161iri kontekst<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Navedene izmene zakona, odnosno obaveza overe (solemnizacije) se odnosi isklju\u010divo na ugovore o zajmu izme\u0111u fizi\u010dkih lica u Srbiji. Zajmovi koje odobravaju banke i druge finansijske institucije ostaju <a href=\"https:\/\/stavlaw.rs\/sr\/usluga\/trgovinsko-pravo\/\">regulisani posebnim pravnim propisima<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ova zakonodavna intervencija ima za cilj da dodatno oja\u010da finansijski sistem Srbije, unapredi transparentnost i pravnu sigurnost kod zaklju\u010divanja ugovora o zajmu izme\u0111u fizi\u010dkih lica.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Notarizacija ugovora o zajmu u Srbiji preko 10.000 evra Dana 28. novembra 2024. godine, Narodna skup\u0161tina Republike Srbije usvojila je izmene i dopune Zakona o javnom bele\u017eni\u0161tvu, uvode\u0107i zna\u010dajne promene \u010dlana 93 kojim je sada propisana obavezna overa ugovora o zajmu u Srbiji, odnosno solemnizacija ove privatne isprave. Ove izmene, koje su stupile na snagu [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4044,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[189],"tags":[],"class_list":["post-4043","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-novosti"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.3 - aioseo.com -->\n\t<meta name=\"description\" content=\"Otkrijte va\u017ene informacije o najnovijoj obavezi iz decembra 2024. godine - obavezna overa ugovora o zajmu izme\u0111u fizi\u010dkih lica za sumu preko 10.000 evra.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Pavle Stavretovi\u0107\"\/>\n\t<meta name=\"google-site-verification\" content=\"NaTnazUbfl2e75M2HrHsrrxbQMPTiDg0ppYvPRoI4Mk\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/stavlaw.rs\/sr\/obavezna-overa-ugovora-o-zajmu-preko-10000eur\/\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.3\" \/>\n\t\t<meta property=\"og:locale\" content=\"sr_RS\" \/>\n\t\t<meta property=\"og:site_name\" content=\"STAV LAW - 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